*,*::before,*::after{box-sizing:border-box}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;margin:0;color:#1A1A1A;background:#F9F9F9;line-height:1.6}
img{max-width:100%;height:auto;display:block}
a{color:#0A2740}
.header{background:#0A2740;color:#fff;padding:0}
.nav{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px;padding:14px 0}
.nav a{color:#fff;text-decoration:none;font-weight:600}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:20px;flex-wrap:wrap}
.logo-text{font-size:1.1em;font-weight:700;color:#fff;text-decoration:none}
.hero{background:#0A2740;color:#fff;padding:70px 0;text-align:center}
.hero h1{margin:0 0 12px;font-size:2.2em;font-weight:800}
.hero p{margin:0;font-size:1.15em;opacity:.9}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
.section{padding:56px 0}
.section h2{font-size:1.7em;font-weight:800;color:#0A2740;margin:0 0 8px}
.grid-3{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:20px;margin-top:24px}
.two-col{display:flex;gap:40px;align-items:flex-start;flex-wrap:wrap}
.two-col>*{flex:1;min-width:260px}
.card{background:#fff;border-radius:10px;padding:24px;box-shadow:0 2px 8px rgba(0,0,0,.08);border:1px solid rgba(0,0,0,.06)}
.card h3{color:#0A2740;margin:0 0 10px;font-size:1.1em}
.card p{margin:0;color:#444;font-size:.95em}
.trust-bar{display:flex;gap:32px;flex-wrap:wrap;justify-content:center;margin-top:20px}
.trust-item{display:flex;align-items:center;gap:8px;font-size:.95em;font-weight:600;color:#0A2740}
.cta-section{background:#C9A84C;color:#fff;text-align:center;padding:56px 0}
.cta-section h2{color:#fff;font-size:1.8em;font-weight:800;margin:0 0 12px}
.cta-section p{margin:0 0 28px;opacity:.92;max-width:540px;margin-left:auto;margin-right:auto}
.btn{display:inline-block;background:#C9A84C;color:#fff;padding:13px 26px;border-radius:6px;text-decoration:none;font-weight:700;font-size:1em;transition:opacity .2s}
.btn:hover{opacity:.85;text-decoration:none}
.btn-white{display:inline-block;background:#fff;color:#C9A84C;padding:13px 26px;border-radius:6px;text-decoration:none;font-weight:700;font-size:1em}
.footer{background:#0A2740;color:rgba(255,255,255,.75);padding:32px 0;font-size:.9em;text-align:center}
.footer a{color:rgba(255,255,255,.9)}
.footer strong{color:#fff}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-group{margin-bottom:16px}
.form-group label{display:block;margin-bottom:6px;font-weight:600;font-size:.95em}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:12px;border:1px solid #ccc;border-radius:6px;font-size:1em;font-family:inherit}
.map-responsive{overflow:hidden;padding-bottom:56%;position:relative;height:0;border-radius:8px}
.map-responsive iframe{position:absolute;top:0;left:0;width:100%;height:100%;border:0}
@media(max-width:640px){.form-grid{grid-template-columns:1fr}.nav ul{gap:12px}.two-col{flex-direction:column}.section{padding:36px 0}.hero{padding:48px 0}}